How Much is a Speeding Ticket in Alberta? Do Speeding Tickets Affect Insurance?

…before we explain Alberta Speeding Tickets…

Photo Radar Tickets: If you received your speeding ticket in the mail, these tickets are different than a standard speeding ticket and you’ll want to visit our camera ticket page for more information.

Ticket for Excessive Speeding: Alberta speeding laws are tough on excessive speed. If you’re caught going more than 50 km/h over the speed limit you received a ticket with no fine payment listed (possibly pink in colour). These have very different solutions and we tell you all about it on our excessive speeding ticket page.

If you got a speeding ticket in Alberta, contact us for a FREE no obligation consultation. Our "Easy No Brainer System"gets your ticket fought with almost no effort on your part.

 

Alberta Speeding Ticket Demerits and Fines

Speeding tickets in Alberta come in four demerit point categories. The speed over the limit dictates the fine and the demerits you’ll get on your driving record.

If you have a photo radar ticket… that’s a whole other story. Get more details here.

How Many Demerit Points for Speeding?

Kph Demerits
1-15 2
16-30 3
31-50 4
51+ 6*
*may also result in licence suspension in which case you do not get demerit points applied to your driving record

How Much is a Speeding Ticket in Alberta?

UPDATED: New fines in effective as of March 13, 2026.

All fines listed include a 20% surcharge

Kph Over Fine        Kph Over Fine
1 $105        26 $286
2 $109        27 $295
3 $114        28 $306
4 $118        29 $316
5 $121        30 $324
6 $126        31 $343
7 $130        32 $355
8 $134        33 $373
9 $139        34 $386
10 $144        35 $402
11 $148        36 $420
12 $151        37 $433
13 $156        38 $452
14 $160        39 $468
15 $164        40 $560
16 $190        41 $578
17 $202        42 $596
18 $208        43 $615
19 $222        44 $632
20 $228        45 $648
21 $238        46 $668
22 $2050        47 $687
23 $270        48 $705
24 $270        49 $723
25 $276        50 $744

Find out how expensive a construction zone speeding ticket fine is now…. ouch!

Do Speeding Tickets Affect Insurance?

Alberta speeding demerits are of no interest to insurance companies. They look at how many speeding convictions you have. A few minor speeding tickets over 3 years puts you at the same insurance risk as an impaired driver! Then watch your insurance rates skyrocket!

How Much Does a Speeding Ticket Increase Insurance?

  • 2 minor speeding tickets in 3 years: 25% up to 50% increase

  • 3 minor speeding tickets: 35% up to 100% increase

  • 4 minor speeding tickets: 50% up to 200% increase

  • 5 minor speeding tickets: 75% up to 400% increase

  • 6 minor speeding tickets: 100% up to 800% increase

  • 7 or more minor Alberta speeding tickets in 3 years: double the immediately preceeding percentage for each additional conviction

Actually, not just speeding tickets… most traffic tickets affect your insurance rates. Find out more.

Then Why Do Demerits for Speeding Matter?

Alberta Driver Fitness & Monitoring cares about your demerit point total. Get 15 or more demerits within 2 years and you’ll have your license suspended.

Find out more about license suspensions.

How We Can Help You With Your Speeding Tickets in Alberta?

With more than 50 years of radar evidence experience, we've reviewed thousands of speeding tickets. Early in 2023, the Minister of Justice, Tyler Shandro, stripped Alberta traffic court prosecutors of their prosecutorial discretion when it comes to speeding tickets. They are no longer allowed to offer no-demerit, no record resolutions and are restricted to reducing alleged speeds on a speeding ticket to just 10 km/h, and only if the driver “has a lawful reason for speeding”. It's become substantially more difficult to get a reduction of any kind on your speeding violation.

This is outrageous political interference with the Crown prosecutors and we are taking the Minister to task about this.

Having said that, if your demerit totals are high or speeding ticket convictions are a big part of your ability to remain employed, we have had some success… and sometimes managing the timing of the conviction, …when the speeding conviction goes on your driving record, can play a large role in keeping you driving.

If this speeding ticket causes you particular stress, contact us and we can discuss the possibility of at least a temporary solution.

What About Excessive Speeding Tickets?

If you were caught going more than 50 km/h over the speed limit you enter the license suspension zone. Alberta speeding laws are tough on extreme speed drivers. This is a process you most certainly DO NOT want to face alone. We have tons of experience to get you the best solutions. Please view our page on excessive speeding tickets for more information.